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By using this site, you signify your assent to the following conditions of use without limitation or qualification, and you acknowledge that you have read and understand the disclaimers contained in the following paragraphs. Please read these conditions and disclaimers carefully before using this site.

The following site includes certain information about MBIA and its business activities that is presented in the form of questions and answers. These questions and the related answers cover a variety of topics that MBIA believes may be of interest to investors and others, including questions submitted to MBIA by investors and others. These questions and answers do not constitute a comprehensive review of all of the information about MBIA that investors and others may find relevant.

MBIA undertakes no obligation to post and/or respond to any question submitted to it via this site or through any other means and will decide, in its sole discretion, which questions, if any, to address in this site. MBIA retains the right to remove some or all of the information from this site at any time.

The information on this site has been updated as of the dates indicated herein. MBIA undertakes no obligation to update any of the information contained in this site, and you should not assume that any information is current as of any date later than the date expressly indicated in the questions and answers.

The questions, answers and other information on this site may contain forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are made based on MBIA's current expectations and beliefs concerning future developments and their potential effects, the current economic environment and the competitive landscape as it exists today, and are not to be taken as guarantees of future performance. Our actual results could be materially different from those expressed or implied in the forward-looking statements. You can identify these statements by the fact that they do not relate solely to historical or current facts. They generally include words such as "believe", "expects", "anticipates", "intends" and similar words. There can be no assurance that future developments will be in accordance with MBIA's expectations or that the effect of future developments will be those anticipated by MBIA. The following important factors, risks, and uncertainties are among those that may affect such statements: (i) changes in performance of financial markets and interest rates; (ii) development of new financial products; (iii) regulatory, accounting or tax changes that may affect the cost of, or demand for our financial products or services; and (iv) other risks and uncertainties described from time to time in our filings with the Securities and Exchange Commission, including the factors identified and described under ?Investment Consideration? in our Annual Report on Form 10-K. While MBIA periodically reassesses material factors, risks and uncertainties, we do not intend to revise any forward-looking statements to reflect changes in events, circumstances or expectations or to reflect the occurrence of unanticipated events after the date on which a statement is made.

MBIA files annual, quarterly and special reports, information statements and other information with the SEC under File No. 1-9583. The questions, answers and other information contained in this site are separate from, and should not be viewed as incorporated into, the information filed with the SEC. MBIA's most recent Annual report on Form 10-K, Quarterly Reports on Form 10-Q and other reports can be accessed on this Web site under SEC Filings

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